Apple launched tons of new releases for its most popular product lines like the M4 iMac and M4 Mac mini this week, but one of the biggest surprises was that the tech giant relaunched three of its best-known peripherals: Magic Mouse, Magic Keyboard. , and Magic Trackpad — now equipped with USB Type-C compatibility. However, … Read more
When the housing market collapsed in the early 2000s, new mortgage rules emerged to prevent a similar crisis in the future. The Dodd-Frank Act gave us both the ability-to-repay rule and the qualified mortgage rule (ATR/QM rule). The ATR requires creditors to “make a reasonable, good faith determination about a consumer’s ability to repay a … Read more
If you’ve been paying attention, you’ve probably noticed that mortgage rates have quietly returned to closer to 7%. While 7% mortgage rates seemed to be a thing of the past, they returned just as quickly as they disappeared. For reference, the 30-year fixed rate averaged about 8% a year ago, before it began its decline … Read more