Are mortgage rates just a distraction from rising home prices? Daily Journal

Are mortgage rates just a distraction from rising home prices?

 Daily Journal

For the past several years, we have been entirely focused on rising mortgage rates. The 30-year fixed yield has risen from levels of less than 3% to about 8% in a period of less than two years. Obviously, this has caught everyone’s attention, whether it’s the media or ordinary Americans. But there has often been … Read more

What is the minimum CIBIL score to get a personal loan? (full guide) Daily Journal

What is the minimum CIBIL score to get a personal loan? (full guide)

 Daily Journal

Published on: August 19, 2024 Are you planning to get a personal loan? Before applying, you should check whether you meet the minimum CIBIL score requirements. CIBIL score helps determine your eligibility, interest rate and other conditions for a personal loan. In general, a higher CIBIL score increases the chances of approval and securing better … Read more

Will this fear of mortgage rates keep homebuyers off the fence? Daily Journal

Will this fear of mortgage rates keep homebuyers off the fence?

 Daily Journal

Halloween isn’t over yet, but homebuyers may already be getting a little spooky. The 30-year fixed mortgage, which most buyers rely on, jumped from about 6% to nearly 6.75% in about three weeks. This happened right after the Fed finally cut the federal funds rate. Good timing I know. Before this rate reversal, mortgage rates … Read more

Difference Between Cash Credit and Overdraft (Key Differences Explained) Daily Journal

Difference Between Cash Credit and Overdraft (Key Differences Explained)

 Daily Journal

Published on: September 13, 2024 Financial institutions provide many credit solutions to businesses and individuals facing fluctuations in cash flow or urgent expenses. Two commonly available options are cash credit and overdraft. While both facilities allow you to borrow beyond your immediate resources, they serve different purposes and operate under different terms. Whether you need … Read more

A temporary purchase may make sense while mortgage rates continue to fall Daily Journal

A temporary purchase may make sense while mortgage rates continue to fall

 Daily Journal

Last week, I said that mortgage interest rates remain on a downward trend, despite some recent decline. The 30-year fixed rate was roughly below 6% when the Fed announced the rate cut. The “news selling” event led to a slight rebound in interest rates. Then a hotter-than-expected jobs report days later pushed the 30-year interest … Read more

SME loan eligibility criteria and documents required to obtain a SME loan Daily Journal

SME loan eligibility criteria and documents required to obtain a SME loan

 Daily Journal

Micro, small, and medium enterprises contribute to India’s economy by generating employment, promoting innovation, and supporting local industries. Since these companies are small and growing, one of the biggest challenges they face is access to affordable credit. MSME loans are designed to provide much-needed financial support to help these businesses grow, invest in technology or … Read more

Assumable mortgages have a problem with the down payment Daily Journal

Assumable mortgages have a problem with the down payment

 Daily Journal

At first glance, Assumable Home Loans seem like a great solution to a problem that homebuyers have been facing lately. With mortgage rates now approaching 6.5% instead of 3%, housing affordability has suffered significantly. It is now at its worst levels in decades. Coupled with the continued rise in house prices, many potential buyers have … Read more

Right plant, wrong place? How to create your ideal garden microclimate – The medium-sized garden daily journal

Right plant, wrong place? How to create your ideal garden microclimate – The medium-sized garden

 daily journal

August 30, 2024 Posted in: Gardening Know-how Have you thought about how your Microclimate in the garden affects how well your plants grow? You may be wondering why some plants don’t bloom. Or perhaps others get scorched leaves, even if the same plants seem to be doing well in your neighbor’s garden. The key is … Read more

Eric Schmidt’s SandboxAQ targets $5 billion valuation for its Google AI/quantum moonshot – Daily Journal

Eric Schmidt’s SandboxAQ targets  billion valuation for its Google AI/quantum moonshot

 – Daily Journal

Venture capital firms are spending huge sums on AI startups – especially those led by big names in tech – so SandboxAQ is reaching out again, even though it has raised a whopping $500 million early 2023. Google parent company Alphabet is reportedly looking to raise another funding round that would value it at $5 … Read more

SpaceX wins $733 million Space Force launch contract – Daily Journal

SpaceX wins 3 million Space Force launch contract

 – Daily Journal

SpaceX won an eight-launch contract worth $733 million from the US Space Force on Friday, part of an ongoing program aimed at fostering competition among launch providers. The award includes seven launches for the Space Development Agency and one for the National Reconnaissance Office, all of which are expected to use Falcon 9s and take … Read more