Amazon’s color Kindle comes too late to party – I’m firmly in the Kobo camp now – Daily Journal

Amazon’s color Kindle comes too late to party – I’m firmly in the Kobo camp now

 – Daily Journal

There was a time when the Kindle line set an example for other e-readers, but looking at Amazon’s new 2024 Kindles, I’m sure those days are over. It now appears that Amazon is doing just enough to keep up with Kobo and this is especially true for the new Colorsoft Kindle. The first ever color … Read more

What are commercial papers? Types and benefits explained Daily Journal

What are commercial papers? Types and benefits explained

 Daily Journal

Published on: September 25, 2024 When companies need a fast, efficient, and low-cost way to raise money, they often choose commercial paper. Commercial paper is an efficient and cost-effective short-term, unsecured debt instrument for businesses. They are fast, flexible, and are generally issued by well-established companies to cover payroll, inventory, or other short-term liabilities. But … Read more

UWM now offers 90% LTV cash. Should we be worried? Daily Journal

UWM now offers 90% LTV cash. Should we be worried?

 Daily Journal

The country’s largest mortgage bank, UWM, has launched a new 90% LTV cash-out refinance program to drum up more business. While it is sold to mortgage broker partners as a way to “win more business,” it doubles as a worrying trend of loosening underwriting guidelines. Typically, homeowners are capped at 80% LTV when it comes … Read more

Business Loan Interest Rates and Fees 2024 (Must-Know) Daily Journal

Business Loan Interest Rates and Fees 2024 (Must-Know)

 Daily Journal

When it comes to growing your business, whether it’s launching a new venture, expanding operations, or managing your day-to-day expenses, securing the right financing is essential. One of the most common ways to do this is through a business loan. However, the actual cost of borrowing relates not only to the loan amount but also … Read more

Is home equity lending really crazy today? Daily Journal

Is home equity lending really crazy today?

 Daily Journal

I came across a report from CoreLogic the other day that home equity loan lending rose to its highest level since 2008. Whenever anyone hears the date “2008,” they immediately think of the housing bubble of the early 2000s. After all, this was when the housing market moved completely sideways after the mortgage market collapse. … Read more